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Maryland Health Care Commission

Consumer Guide to Long Term Care

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Continuing Care Communities

Continuing Care Retirement Communities (CCRC), also known as Life Care Communities or Independent Living Communities, offer a secure and protected environment for seniors, with access to medical and nursing services, should the need arise. A CCRC is often a large campus that includes separate housing for those who live independently, assisted living facilities that offer more support and nursing home care for those who need more complex care and assistance. Residents can move from one housing choice to another as their needs change.

Costs for living in a CCRC can be high; owners typically pay a monthly fee and often a large entrance fee. There are a range of contract agreements, terms, entrance fees and monthly service fees which are set by the individual CCRC and regulated by the Maryland Department of Aging. Currently, there are 38 Continuing Care Retirement Communities operating in Maryland.

The Maryland Department of Aging provides a comprehensive consumer information packet for persons interested in learning more about these communities, the law and the regulations. For more information about CCRCs, visit the Maryland Department of Aging website at:

Information about the nursing home component of each CCRC offer can be found in the Nursing Home Search Feature.

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Use Services Search to locate LTC Providers and obtain detailed information on:

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