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Governor O’Malley
proposed and signed into law a program to reduce the number of uninsured Marylanders. The Working Families & Small
Business Health Coverage Act, approved during the Special Session of 2007 establishes
the Health Insurance
Partnership
(HIP) for small employers not currently offering
health insurance to their employees.
Under the PARTNERSHIP, a
small business that has 2 to 9 full-time employees, has not offered health insurance
to its employees during the previous 12 months, and meets wage and salary requirements
established by the Commission , is eligible to receive a subsidy of up to 50% of
the premium.
Family coverage can also be subsidized. Once enrolled in the Partnership,
the business
is likely to continue to be eligible for the subsidy in following years.
To receive the premium subsidy, the employer must establish a Section 125 premium
conversion plan and must also purchase a wellness benefit as part of the health
plan.
The subsidy goes both to the employer and to the employee. Enrollment will be capped
to stay within the Partnership’s approved annual budget.
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Meeting for
Small Business Owners |
The MHCC recently partnered with business trade associations to host a series of meetings
across the State to provide information about the Health Insurance Partnership
to small business owners that may be eligible.
You may download the PowerPoint presentation that was presented at these
meetings.
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Presentation for Small Business Owners (ppt) |
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Presentation to Licensed Insurance Producers |
You may download the PowerPoint presentation that was presented at the informational
meetings on July 21 and
July 23, 2008.
Click the link below. If you have PowerPoint, you will be prompted to either save
the file or open the file and view it in your browser.
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Role of Licensed Insurance Producers (ppt) |
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